Greetings! Welcome to the 53rd edition of the Carnival of Money, Growth and Happiness. We have selected 28 posts for this edition. Here you go:

The Shark Investor presents How To Profit From Ideas posted at The Shark Investor. Can ideas actually bring you profits and how?

Donald Latumahina presents Being Happy: Secrets of Happy People posted at Life Optimizer.

Hank presents Good Socks - The Things I Dont Mind Overspending And Overloading On. posted at My Investing Blog.

KCLau presents 48 Fuel Saving Tips posted at KCLau’s Money Tips.

PersonalHack presents Desire Without Attachment To Outcome posted at Personal Hack - Personal Development.

Shamelle presents Career: 62 Tips To Make Your Job Terrific (Lessons Learned) posted at Enhance Life.

AndrewB presents Can’t Stop Eating? 3 Tips To Get Your Eating Under Control | Stop Binge Eating posted at Tips To Stop Emotional Eating.

Erica Douglass presents Entrepreneurs: Is Extreme Frugality A Waste of Time? posted at erica.biz. Are frugal activities like making your own laundry detergent worth it for entrepreneurs?

Save Money presents Three Principles Of Personal Finance posted at How I Save Money.net.

Lauren Rose presents Tips on How to Teach Your Kids to Save Money posted at No Debt Anymore .org. The concept of buying something tomorrow instead of today is a difficult concept for kids to master.

Sally Huss presents WHAT SURROUNDS YOU? by Sally Huss posted at Sally Huss - Addicted to Happiness!.

LAL presents Going for Gold? posted at LivingAlmostLarge. Does raising an olympian make you happy?

Michael Miles presents Why you shouldn’t care what other people think about you posted at Effortless Wealth and Abundance.

BPaul presents Who Is The Master…Money or You? posted at Moolah-Moolah. This is article about how people should view money.

Toni Graybill presents Wealth - Making It Up As We Go posted at Maximize Health and Wealth. How to start focusing on building wealth.

Helen Anderson presents Protect Yourself When Shopping Online posted at Savings Accounts.

Wanda Grindstaff presents Going from Surviving to Thriving - A Clear Choice posted at Creating Abundant Lifestyles.

Anand presents 3 Easy Ways to Change Your Emotional State Instantly posted at AnandDhillon.com. This article details 3 unique ways to instantly put yourself in a positive emotional state when you are feeling down.

Alvaro Fernandez presents Neurogenesis and Brain Plasticity in Adult Brains posted at SharpBrains.

ChristianPF presents Getting out of Debt (Part 1): It’s not about you posted at Christian Finances.

Praveen presents Making Money Online Through CPA Offers posted at My Simple Trading System.

Big Cajun Man presents University Costs posted at Canadian Personal Finance Blog.

Debbie presents Citi’s Universal Default Making a Comeback? posted at American Consumer News.

Debt Freedom Fighter presents Why Personal Debt Is At Its Highest Level Ever posted at Discover Debt Freedom!.

Money Answer guy presents Should I consider buying a motor scooter to save money? - The Money Answer Guy posted at The Money Answer Guy.

Silicon Valley Blogger presents How ING Direct Checking and Savings Accounts Save Me Money posted at The Digerati Life.

Zantor presents Learn How to Think Like a Millionare posted at Internet Productivity.

Benjamin Dinsmore presents 5 Questions to Ask Yourself Before Asking Your Boss for a Raise posted at Trees Full of Money. If you are prepared to take the next step and ask your boss for a raise, here are 5 question that I would ask myself first.

That concludes this edition. Next edition of this carnival will be hosted here on August 24, 2008.

Gone are the days when people shopped for credit cards based on interest rates and reward points. Now, many consumers are more interested in what kind of technology the card offers. Check out our list of the ten most high-tech cards being offered now and in the future.
 

1. The One Time Password (OTP) DisplayCard: This card promises to eliminate the chances for credit card fraud in online transactions. It boasts a panel, embedded in the card, that generates a one-time number password when the card owner touches a button. Online transactions are complete only with the entry of this number, which means that the buyer must be in possession of the card at the time of the purchase.

2. The Chase Blink Card: This card comes with an embedded microchip and antenna called the Blink icon. It allows you to make payments in the blink of an eye and claims to reduce waiting times by as much as 30 percent. Instead of swiping, you just hold your card up the reader to complete your transaction. What’s the catch? It?s usable only with certain merchants that have the special reader. MasterCard’s PayPass technology also works on the same principle.
 

3. Amex Blue: The American Express Blue has looks and smarts. Its embedded smart chip allows you to store information related to all of your debit and credit cards, store cash in your account, plus conduct secure transactions on the Internet using a reader. The reader connects to your PC and ensures that you are in possession of the card and a PIN number before you are able to make payments online. It also fills out online forms automatically, records your online purchase history, remembers multiple shipping addresses and stores ID and passwords.
 

4. iCache: Too many credit cards clogging up your wallet? Then this is the gadget for you. The iCache rolls all of your credit cards into one small device. To do this, the device holds magnetic strip signatures from every credit card. The iCache sounds like a prime target for thieves, but don’t worry: it unlocks only with your fingerprint, so there?s no fear of theft.

5. Beepcard?s Secure Card: How would you like a credit card that obeys only the sound of your voice? Beepcard’s Secure Card comes with voice-activated technology that allows transactions only when your voice and password match pre-recorded patterns. If you?re making a transaction on the phone or the Internet, all you have to do is hold your card to the speaker and say your password.

6. The Multifunctional Credit Card All in One: Although not yet a reality, the Multifunctional Credit Card All in One will be an amazing gadget when it comes to fruition. This tool promises to take over the functions of all of your credit and debit cards, remote controls, keys, GPS and video phone. A biometric device, this card is activated using your fingerprint.

7. C?ALL Future Phone: The C’ALL Future Phone takes all of the paraphernalia you keep in your pockets and stores it in one smart gizmo. Besides serving as a music player and camera, it stores all of your credit cards on one magnetic strip that adjusts according to the card you choose. It also acts as both a Mac and PC portable computer, replaces your car and home keys and functions as a GPS, too.
 

8. RFID-enabled Credit Cards: RFID is rapidly making its way into every aspect of our lives and our credit cards are no exception. Mobile phone giant Nokia is one-upping MasterCard’s PayPass and Chase’s Blink Card by investigating technology that would replace credit cards with an RFID cell phone. This cell phone would take care of all of your payments with just a wave of your hand. All you have to do is be within range of the RFID reader.
 

9. Fraud Protection Technology: Financial Systems Innovation and Skechers, U.S.A. Inc. have teamed up to develop new technology that, when embedded into credit cards, will help protect against fraud. Card readers generate a unique number for every transaction processed within the system. Using this technology, information relating to the cardholder?s identity can also be omitted from the printed receipt. 

10. Holographic Credit Cards: There are two variations of this technology in the pipeline: one based on user fingerprints and the other using a new kind of material. A holograph is created to form a unique pattern that shows up when a laser beam is focused on the card. The card has an optical filter that takes a fingerprint and matches it against one that is already registered with the database. Transactions will only be completed when the fingerprints match. The other technology, developed by researchers at the Massachusetts Institute of Technology (MIT), uses a translucent material that is embedded in the card to hold a unique identifier that is almost impossible to copy or tamper with. A laser beam passes through to generate a unique identifier. A small alteration of the beam will generate a totally new pattern, which means that one tag will generate nearly 10 billion unique identifiers.

Greetings! Welcome to the 52nd edition of the Carnival of Money, Growth and Happiness. We have selected 26 posts for this edition. Here you go:

KCLau presents Average Monthly Household Income in 2007: Is it enough? posted at KCLau’s Money Tips. According to a survey done by the Statistic Department for the Economic Planning Unit, published in Personal Money Magazine June 2008 edition, a typical family in Malaysia earns only RM3686/month. How much this is worth and how much can be spent.

Christopher Johnson presents 10 Ways To Earn Money In Your Spare Time posted at CoffeeBreakEarnings.com.10 Ways To Earn Money In Your Spare Time.

Helen Anderson presents 3 Warnings Signs Your Bank May Fail posted at Bankaholic.

Livingalmostlarge presents Overwhelemed with Insurance posted at LivingAlmostLarge, saying, "How to deal when being overwhelmed with insurance?"

Amy @ The Q Family presents 13 Ways to Be Green and Save your Green ($$) posted at The Q Family Adventure, saying, "Saving money and going green can go hand in hand."

Joe Capista presents How To Effectively Use Business Mentoring posted at The Success Triangle. The distinction between successful business owners and those that continually struggle is the way they handle their frustration. Learn how a mentor can not only help you to handle frustration, but thrive during difficult times.

Tammy Powell presents Protection of your Assets posted at Majestic Tech by an Enlightened Wealth Institute student.

Kacper Wrzesniewski presents Best tips to keep exercising schedule posted at KacperWrzesniewski.com. Some of them you have never heard about and some you probably have. Either way reading about them can help you get motivated so go on…

Redd Horrocks-Maier presents Human Life: The Unexpected Perk of High Gas Prices posted at Distilled Rose. It’s amazing the real impact that gas prices can have on human life.

Anand presents Giving Your Power Away posted at AnandDhillon.com - Self-Help for Self-Mastery. When we give our power away, we limit our ability to create the life we desire. Learn how you might be giving your power away and what you can do about it to take back control of your life.

Nathalie Lussier presents Accepting The Source Of Your Income posted at Billionaire Woman.com. Your job is not your only source of income, allow money to come into your life from other sources right now.

Christopher Smith presents My kid invents the joke posted at EquityScout. A three year old is a dynamo of innovation, and they’re lots of fun as well. What can watching a kid teach you about your mental models…?

Erica O’Leary presents How well do you know YOUR bank? posted at Bankers Exchange Services.

Silicon Valley Blogger presents  Your Free Credit Score: Is There Such A Thing? posted at The Digerati Life. We need to monitor our credit score and reports on a regular basis in order to ensure the health of our credit. Here are some tips to track our credit health.

Jacob Share presents Where NOT to Spend Your Job Search Budget | JobMob posted at JobMob. A quick guide to avoid wasting your job search budget.

Tisha presents Renting a Car Without Credit posted at American Consumer News.

Debt Freedom Fighter presents 3 Hidden Fees Companies Use To Take Your Money posted at Discover Debt Freedom!.

Money Answer Guy presents Store Credit Cards are a Rip-Off - The Money Answer Guy posted at The Money Answer Guy.

Sally Huss presents LIFE IS ABOUT SOWING posted at Sally Huss - Addicted to Happiness!. Sally Huss comments on her Happy Musing "Life is about sowing. Reaping is only that you have more to sow with."

ChristianPF presents Make money with Cash Crate posted at Christian Financial Help. Yes you can make money with Cash Crate, but in order to keep your sanity you need to know a few things…

Emmanuel presents The Rockerfeller’s Rules to becoming wealthy posted at Emmanuel Oluwatosin: Inspiring Excellence, Realising Ambitions.

Yi Hui Chang presents My first time to use a bunch of coupons in Walmart posted at The Simple Wealth.

Donald presents What is Happiness? Definition of Happiness posted at Life Optimizer.

Shaheen Lakhan presents The Ethics of Selling Prescription Data posted at Brain Blogger.

Peter presents Five Ways Keeping a Journal Can Change Your Life posted at The Change Blog.

Tom Tessin presents Things Needed to get a Gas Credit Card posted at FGC Auto Blog. Things you may need in order to get approved for a gas card.

That concludes this edition. Next edition of this carnival will be hosted here on August 03, 2008.

Greetings! Welcome to the 51st edition of the Carnival of Money, Growth and Happiness. We have selected 29 posts for this edition. Here you go:

Raag Vamdatt presents The stock market is falling - Time to invest? posted at RaagVamdatt.com.

Patrick Schwerdtfeger presents Become an Organizer of a Successful Meetup Group posted at Tactical Execution.

Shamelle presents 31 Ideas To Escape The Monotonous Daily Routine posted at Enhance Life.

Madeleine Begun Kane presents Wham! Bam! No Thank You, Phil Gramm! posted at Mad Kane’s Political Madness.

Gary Evans presents Abundance Is Natural posted at Good To Feel Good.

KCLau presents How to Calculate Your Investment Portfolio Return? posted at KCLau’s Money Tips.

James presents 6 Tactics For Staying Sane When You Are Unemployed posted at Organize IT.

Helen Anderson presents 5 Credit Card Fees You Probably Didn’t Know About posted at Bankaholic.

Dave presents Buy One Buffet Meal,Get One Free posted at Cheapo Groovo.

Maria Gudelis presents Main Principle of Value in Real Estate posted at Maria Gudelis.

Tom Tessin presents Buying Travel Insurance The Smart Way posted at FAC Travel Blog.

MoneyNing presents 7 Reasons Why We Need to Start Budget Tracking Now posted at Money Ning.

Phil for Humanity presents Grow, Plateau, and Go posted at Phil for Humanity.

LAL presents 10 Tips for Auto Repair posted at LivingAlmostLarge.

Connie Brooks presents What the Kung Fu Panda Can Teach You about Becoming a Millionaire posted at Money Smart Life.

ChristianPF presents Money & Marriage: 7 lessons I have learned so far posted at Christian Finances and debt help.

Nickel presents The Best Cash Back Reward Credit Cards for Buying Gas posted at fivecentnickel.com.

CreditAddict presents How to Get Free Credit Reports From TrueCredit (and How to Cancel) posted at Credit Card Addict.

Silicon Valley Blogger presents WaMu Free Checking: The High 3.3% APY May Be Worth A Look posted at The Digerati Life. At a time of economic recession, high yield checking accounts may help!

Debbie presents Don’t Fall Victim to Credit Card Scam Artists posted at American Consumer News.

Faron Benoit presents 10 Things I Wish My Parents Had Told Me About Money posted at Financial Learn.

Joe Manausa presents Housing Prices Decline Slightly - A Clear Picture Is Forming posted at Tallahassee Real Estate Blog.

Money Answer Guy presents Thinking About Getting a Credit Card to Improve Your Credit Score? - The Money Answer Guy posted at The Money Answer Guy.

Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Don’t Overleverage posted at Stock.

Joe Caterisano presents How To Save Money On Movies posted at Penny Pinching.

The Happy Rock presents The Best Cash Back Credit Card Analysis posted at The Happy Rock.

David presents 5 Ways To Help Determine Where You Should Be Living Your Life. posted at My Two Dollars.

The Shark Investor presents Don’t Make Money Blogging posted at The Shark Investor.

Dereck presents A guide for increasing your creativity posted at I Will Not Die.

That concludes this edition. Next edition of this carnival will be hosted here on July 27, 2008.

Greetings! Welcome to the 50th edition of the Carnival of Money, Growth and Happiness. We have selected 19 posts for this edition. Here you go:

Ken Clark, CFP presents The Basics of Student Loan Forgiveness and Repayment Programs posted at Saving for College - About.com. A guide to finding an employer who’ll pay off your student loans for you.

KC Lau presents Do you have the assets to pay for your liabilities? posted at KCLau’s Money Tips. An article on whether you have enuff assets to pay off liabilities and how to create assets.

Madeleine Begun Kane presents Email Hell posted at Mad Kane’s Humor Blog.

ChristianPF presents Hypermiling 101 posted at Christian Money and Finance. The simple steps that some of these hypermilers use to get more than double the gas mileage the rest of us get.

Roshawn Watson presents Tori Spelling - Unsung Financial Hero? posted at Watson Inc.

Toni Graybill presents What is wealth? posted at Maximize Health and Wealth.

James Lee presents The Power of True Storytelling posted at Online Business Freedom.

Carol Bentley presents advertising images posted at Carol Bentley.

Tip Diva presents Top Ten Tips - If Your Wallet Is Stolen posted at Tip Diva.

MBB presents Paying By Gas Credit Card At the Gas Pump and Refusing To Use Cash posted at Money Blue Book: Personal Finance.

Dorian Wales presents My View of Frugal Thinking posted at The Personal Financier. Presenting my thoughts on frugality and personal finance literacy.

Brooke presents Is Change Becoming Obsolete? posted at Dollar Frugal.

Dean Paley presents Lessons Learned From Shopping Around posted at Personal Money Tips.

Kevin presents 7 Tips for Saving Money on Family Groceries posted at Parenting at More4kids.

Jason presents Who is Responsible for Your Misery Index? posted at Frugal Dad.

LAL presents What’s gas costing you? posted at LivingAlmostLarge.

Debbie presents Using 529 Credit Cards For Maximum Rewards posted at American Consumer News.

Debt Freedom Fighter presents How to Clean Up Identity Theft posted at Discover Debt Freedom!.

Money Answer Guy presents How Do You Avoid Being Broke in College? posted at The Money Answer Guy.

That concludes this edition. Next edition of this carnival will be hosted here on July 13, 2008.