Credit card safety

When feeling stressed or depressed, it is the easiest thing to get into a buying frenzy to get your mind off your problems. Instead stick to window shopping or simply browse around. But make sure you aren’t carrying a credit card or even cash during times of depression. In fact as far as possible it would be wise to avoid carrying a credit card at any time at all.

The only thing worse than charging to a card is to pay for charges you never availed. Keep receipts safely and always verify the charges on the credit card invoices to ensure that you are not paying for any erroneous charges.

Keep your cards safe by ensuring you immediately sign on each one and having your picture on them. Never give out the card number over the phone. When making transactions, see to it that manual carbons are shredded by the sales staff.

When signing receipts, draw a line through any empty spaces above the total amount.

A change of address means you should notify the credit card companies even if you have no balance on them. In case opf loss or theft, waste no time in informing the concerned company. Credit card info.com reports:

In Banking and Credit I said that this article would be "BOMBS AWAY". I'll try to be nice, but you may want to get a little emotion going with Credit Cards--- They're Just Like Drugs.

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