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Having a Baby? Don’t get buried under credit card debt
Planning to have a baby? If it is your first baby, then you are probably excited and happy about the new arrival and are busy making plans for how to welcome your little one. There’s so much work to be done before the baby comes like decorating the nursery, buying little outfits, stocking up on diapers, getting good strollers… the list is endless.
But do you have any idea how much all this is going to cost you? I know this sounds more than just a little impolite. I mean, how does one ask about finances at such a joyous occasion. But now is the time to take stock and find out if you are up to paying for all the things that your baby will need. All those lovely items for your child don’t come cheap, and if you are not planning, you may find yourself buried in credit card debt.
Here’s a bit of news that could make you come down to earth with a thud: According to a September 2005 survey sponsored by REDBOOK magazine and Visa USA, 41 percent of expecting parents said they were not financially ready for their baby. So, how do you work this out so you can get your baby all those fun things and yet not have a too deep dent in your pockets? We’ll examine that next time.
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