Archive for November, 2006
Lessons from Mom: 33 Easy Cost-Cutting Tips
pLet?s face it folks ? the average American is a compulsive spender, and here are the statistics to prove it. The American Consumer Satisfaction Index (ACSI) in May this year predicted that consumer spending was likely to increase, even as the growth of wages and salaries continued to slow down and the national [...]
[ Back to top ]
Bankruptcy In The Skies: Soaring
–By Priya Jestin, Staff Writer
Would you like to take on someone else?s debts and help them
work their way out of bankruptcy? I doubt any sane person would want to do it ? excepting of course near
and dear relatives and friends. That?s why initially, I was quite confused when I heard about USAirways
wish [...]
[ Back to top ]
Fattening Credit Card Cos On Money Meant For Donation
– By Priya Jestin, Staff Writer
It is painful enough to be in bankruptcy (Chapter 13) and
unable to afford to live life the way you want to, are accustomed to. But to rule that a debtor cannot
tithe or donate money to charity when in bankruptcy is downright ugly. This whole ugly row took [...]
[ Back to top ]
Latest Carnival of Personal Finance
This week’s " Carnival of Personal Finance" is up at MyFinancialJourney. There are at least 47 great posts that provide extremely useful tips on money management and personal finance. Don’t miss out reading those great articles. Our article " The Lazy Man’s Guide to Budgeting: 101 Painless Ways to Cut Spending" is featured there.
[ Back to top ]
Bank of America woos MBNA cardholders
–By Priya Jestin, Staff Writer
Bank of America seems to like to do things the BIG way. It was
evident that when the bank acquired MBNA Corp for $35 billion, it had a much bigger plan. Now, the bank
has finally come out with a great plan, which, if it succeeds, will help the [...]
[ Back to top ]
‘Gen P’ Leads The Plastic Brigade
–By Priya Jestin, Staff Writer
Consider this scenario: You are out shopping and once you buy
everything you want, you reach the check out counter. What do you reach for, cash or your debit/credit
card? Chances are you reach out for that card especially if you belong in the 20-30 age group!
Money has taken on [...]
[ Back to top ]
The Lazy Man’s Guide to Budgeting: 101 Painless Ways to Cut Spending
The average American today has over $9000 in credit card debt yet spends over $4.00 per day on coffee.
Think about that for a second…
What that stat tells you, is that even when we’re in bad
financial shape, Americans don’t want to give up on life’s little luxuries in order to cut
costs.
With that [...]
[ Back to top ]
Mortgage Loan As A Harbinger of Foreclosure
–By Priya Jestin, Staff Writer
There’s one good thing about bad news – more often than not, it
sends you some form of warning before arriving. No, I’m not joking. If you look hard enough, you’ll find
a pattern just about everywhere – from natural storms to stock market crashes. Well, I’m dealing with
neither but [...]
[ Back to top ]